100 Hubbard Street, Suite A
Blacksburg VA 24060
540.552.5331

Life Insurance

Life Insurance & Estate Planning

Life Insurance
& Estate Planning

Who will take care of your family and obligations when you die? Where will your funeral expense money come from? Who will make up for your contributions to a church or charity after your death? How will your key employee be able to buy your business from your family without financial hardship?

Life insurance is the answer to these and many other financial issues. Brown Insurance offers a variety of Life Insurance plans to choose from. We can help you determine the right type of financial plan for your specific situation.

  • {tip Fixed premium, Level Coverage, No Cash Value: Suitable for financial obligations which remain constant for a short or intermediate period; e.g., income during a minor´s dependency.}Term{/tip}
  • {tip Level Premium Level Coverage, Cash Values: Cash value typically increases based on insurance company´s general asset account portfolio performance. Suitable for long-term obligations; e.g., surviving spouse lifetime income needs,. estate liquidity, death taxes, funding retirement needs, etc.}Whole Life{/tip}
  • {tip Level or Adjustable Premium and Coverage, Cash Values: Cash values may increase, based on the performance of certain assets held in the company´s general account. Suitable for long-term obligations or sinking-fund needs: estate growth, estate liquidity, death taxes, funding retirement needs, etc.}Universal Life{/tip}

Do you have a retirement plan in place? What about how to handle your estate should something happen to you? Contact us and get started on a plan for your future or click here to get a quote.

Call (540) 552-5331 or This email address is being protected from spambots. You need JavaScript enabled to view it. Brown Insurance today.