100 Hubbard Street, Suite A
Blacksburg VA 24060

Homeowners Insurance

Homeowners InsuranceHomeowners Insurance

We Know Families

Homeowners Insurance falls under the broad category of property and casualty insurance. Brown Insurance provides homeowners policies to protect their home, contents/personal property within your home and associated structures, such as a garage or shed. Homeowners coverage also provides personal liability and medical payment.

Your home is typically covered against damage from:

  • windstorm and hail
  • vandalism and theft
  • fire and lightning
  • vehicle or aircraft
  • water (non-flood)
  • falling objects and
  • ice and smoke

In addition, coverage can be provided for personal liability, medical expenses of others that result from injury on your premises and damage to the property of others while on your premises.

Additional coverages are also available for:

  • water/sewer backup
  • floods
  • business exposures
  • earthquakes
  • identity theft
  • ordinance or law
  • equipment breakdown
  • extended replacement
  • personal property replacement
  • personal umbrella

Brown Insurance provides coverages for your most prized possessions including jewelry, firearms, furs, fine art and collectibles.

Home insurance is important for the renter as well as the homeowner. Renters Coverage is provided for your contents as well as your personal liability.

A home inventory checklist that contains serial numbers, prices and photos of items in the dwelling will help during the claims process. If any unforeseen occurrence happens Your Brown Insurance Agent can provide this list to get you started.

Call us at (540) 552-5331 orThis email address is being protected from spambots. You need JavaScript enabled to view it. to develop a customized plan for your own unique needs.