100 Hubbard Street, Suite A
Blacksburg VA 24060
540.552.5331

 Flood Insurance

Flooding is the most frequent severe weather threat and the costliest natural disaster facing the nation, with 90% of all natural disasters in the U.S. involving flooding.  The professionals at Brown Insurance are here to help you protect your property from damage.

Are you in a flood zone? here is some information to find out.

Flood Facts from floodsmart.gov:

  • Everyone lives in a flood zone
  • homeowners insurance DOES NOT cover flood damage
  • If you live in a Special Flood Hazard Area (SFHA) or high-risk area and have a Federally backed mortgage, your mortgage lender requires you to have flood insurance.
  • Just a few inches of water from a flood can cause tens of thousands of dollars in damage
  • Homes and businesses may qualify for the low-cost Preferred Risk Policy, with annual premiums starting as low as $129 for a home and its contents, providing $20,000 buliding and $8,000 contents coverage, and $643 for a commercial building and its contents, providing  $50,000 building and $50,000 contents coverage.
  • You are eligible to purchase flood insurance as long as your commuinity participates in the National Flood Insurance Program
  • In most cases, it takes 30 days after purchase for a policy to take effect, so it's important to buy insurance before the storm approaches and the floodwaters start to rise.

More flood information can be found at The National Flood Insurance Program: http://www.fema.gov/national-flood-insurance-program

To start protecting your property from losses before the storm hits, call Brown insurance at 540-552-5331 or by This email address is being protected from spambots. You need JavaScript enabled to view it..